Avg. Annual Growth
Consistently outperforming the Nifty 50 through tactical allocation and disciplined rebalancing.
Private Wealth Advisory · Kolkata
Abhimanyu Dey Chowdhury.
Private portfolios engineered for Indian markets. Nineteen years. Five hundred families. Zero shortcuts.
Retirement
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Medical Expense Planning
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Child’s Higher Education
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Dream Home
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Luxury Car
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International Tour
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Adventure Tour
A.D.C.
19
Years
of Trust
of Trust
Performance
Nineteen years in numbers.
Active Families
Dedicated management for high-net-worth households across eighteen Indian cities.
Assets Under Advice
Institutional-grade discipline applied across equity, debt, and alternative allocations.
Retention Rate
Measured over the last decade. Clarity and honesty outlast commissions every time.
Services
What we do. How we do it.
Portfolio Management
Strategic allocation across equity and debt, engineered to maximise return per unit of risk tolerated.
- Quarterly rebalancing against benchmark
- Tax-loss harvesting where applicable
- Risk-adjusted performance reporting
- Monthly statements, plain English
Retirement Planning
Inflation-protected income streams engineered to outlast you, not merely keep pace.
- Corpus modelling across scenarios
- NPS & pension optimisation
- Withdrawal strategy design
- Succession & nomination clarity
Tax & Estate
Protecting your legacy by minimising tax leakage and ensuring smooth succession across generations.
- Section 80C, 80D, 80CCD optimisation
- ELSS & capital-gains sequencing
- Will & trust coordination
- HUF structuring where beneficial
SIP & Goal Planning
Disciplined systematic investments, mapped one-to-one to the goals that actually matter to your family.
- Goal-wise tranches, not a single pool
- Step-up SIPs aligned to income growth
- Quarterly progress against target
- Course corrections when life changes
Insurance Advisory
Right-sized term and health cover — neither under-insured nor mis-sold. Clean advice, no cross-selling.
- Human-life-value based sum assured
- Claim-settlement-ratio-first shortlist
- Annual review as life stage evolves
- No commissions disclosed — all of them
Compounding rewards patience, not prediction. A plan that fails on paper fails faster in life. The Ledger · Investment Principle
Expertise
Where we go deep.
Competency Proficiency
Equity & Mutual Funds
95
Retirement & Pension Advisory
90
01
HNW Management
Tailored strategies for affluent families.
02
Market Cycles
Reading global liquidity & rates.
03
Portfolio Services
Quarterly review of investment risk.
04
Quant Analysis
Where judgment meets the data.
AMFI Registered
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SEBI Registered
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500+ Families Under Advice
An Invitation
A Standing Invitation
You are cordially invited
to a thirty-minute discovery call. No fee, no obligation — a frank conversation about where you stand and where you could be.
Use the tools above — the SIP calculator, the F.I.R.E. planner, or the Financial Goals mapper — and bring the numbers to the call.
Book Discovery CallOr speak directly — +91 98744 60614